Use this retirement calculator to determine how much your retirement savings will net each month, and take into account how much of your current monthly overhead is going toward debt payment.
Over the course of decades, your nest egg can grow. This retirement calculator from FBC can show you just how much early investments can grow by the time you're 65 or 70.
Be sure to keep the "Savings is tax-deferred" box checked when including registered retirement savings plan (RRSP) amounts.
Note that a tax-deferred account includes registered retirement savings plans (RRSPs).